Living a BTC Standard - Getting Started

Big Idea:

Living a BTC Standard Sounds Great; What Does it Actually Look Like for Me?

If you’re thinking about how to fund your life in borrowed dollars while stacking BTC as your core asset, you’re not alone—and you’ve probably seen our long-view calculator (Living a Bitcoin Standard) which models the idea more generically over 20 years. But when it comes to your life, you’ll have to zoom in in order to get started.

Well, now we want to better understand what the LTV, interest expense, and risk profile looks like over a 10 year period, to see how this might work for you.

In This Model:

• Key in the basic inputs
• Set estimated Bitcoin CAGR (0-100)

What We’ll Show:

• How much BTC can you stack if you;
  • Convert 100% of your income and borrow USD to live (All in Model)
  • Convert a % of your monthly cashflow after expenses are paid (Cash Flow Only)
• Maximum LTV %
• When the Maximum LTV month occurs
• 10 Year Term

Assumptions:

• Salary increases happen each 12 months and remain for 12 months until the following year’s increase
• Expense increases happen each month
• 10% Borrow APR