Rental Real Estate vs Bitcoin HODL

Big Idea:

How do cash flows from rental RE compare to simply HODLing Bitcoin?

Here we settle the debate: Rental cash flow vs. Bitcoin HODL. Real estate pros value passive income that covers expenses and funds Bitcoin buys. Meanwhile, Bitcoin maxis argue it’s smarter to invest that 20-25% down payment cash directly in Bitcoin—avoiding property hassles and management headaches. Who’s right? Let’s find out!

In This Model:

• Key in the basic inputs
• Key in all rental income sources
• Key in all expenses EXCEPT the debt service
• Set estimated Bitcoin CAGR (0-100)

What We’ll Compare:

• Rental RE performance
  • Cash flows invested into Bitcoin
  • Home appreciation
• Bitcoin performance
• Differences over 10 year term